BPI Express Start Program

BPI CC: Overdrawing Beyond Limit

Is there an overdraft fee in BPI?

That was one of my questions lately when I only had a hundred or so credit left in my CC account and I need to use it again for an emergency ride to a specific destination. This time I have no choice, but to overdraw beyond my limit.

Since I’ll just overdraw “a bit” XD, I took the courage to try and find out if there’s indeed an overdraft fee in BPI.

The answer to the question is NONE, “but” I’m not sure if there’s a penalty when overdrawing a specific amount, or if a transaction will be declined automatically if that amount or beyond is reached.

The maximum amount I overdrawn yet was 400 pesos, and there was no penalty imposed in the account.

I always make the account current after a day or the soonest whenever my credit is in the negative.

Leave a Reply

security-medium.png
Thanks for the comment, suggestion, or whatever. I will reply as soon as I can. Make sure you do not write your message in text-speak as it will most likely go to Trash. Write your comment legibly and don't make it hard for me. Type in English only. Thanks!
 

Your email address will not be published. Required fields are marked *

Back to top ▴