BPI Passbook Account

BPI Savings: Is Crediting Real-Time?

Wondering if BPI credits a cash deposit to a savings account real-time?

The answer is YES! It will reflect on a savings account immediately unlike posting of a bill payment.

This applies to over-the-counter [OTC] deposits as well as online fund transfers [mobile banking and Express Online] unless there’s a system glitch, downtime, or whatever tech issue that will cause a delay.

OTC transactions are usually available during business days, but any fund transfer made online will reflect on a receiving account real-time. Be it a holiday or weekend.

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